Broward County, South Florida
Best Mortgage Rates in Fort Lauderdale, FL
Condo, investment, and bank statement loans for South Florida buyers.
Get My Best RateMortgage help in Fort Lauderdale
Fort Lauderdale combines beachfront condos, canal homes, and inland neighborhoods across Broward County. Buyers here often include investors, self employed borrowers, and second home buyers.
Because so much of the market is condos and investment property, the specific lender matters. We take your scenario to 200+ lenders to find ones whose guidelines fit your building and your income.
What to know about getting a mortgage in Fort Lauderdale
- Condo buildings must meet lender guidelines, and Florida's newer condo safety laws can affect financing for older buildings.
- Investors often qualify on rental income using DSCR loans instead of personal income.
- Self employed borrowers commonly use bank statement loans to show income.
- Waterfront and canal homes may carry flood zone requirements and higher insurance costs.
Loan programs that fit Fort Lauderdale buyers
Bank Statement and Self Employed
Built for the many self employed borrowers and business owners in Broward.
DSCR and Investor
Lets investors qualify based on the property's rental income.
Conventional
A strong option for condos and homes when income is fully documented.
Jumbo
For waterfront and higher priced homes above conforming limits.
Fort Lauderdale mortgage questions
Can I buy a Fort Lauderdale investment property without using my tax returns?
Yes. DSCR loans qualify you based on the property's expected rental income rather than your personal income. Guidelines vary by lender, so we compare several for you.
I am self employed. Can I qualify in Fort Lauderdale?
Yes. Bank statement loans use 12 or 24 months of deposits to show income. They are common in Broward County, and comparing lenders helps you find the best fit.
Are older Fort Lauderdale condos harder to finance?
They can be. Lenders review reserves, inspections, insurance, and repairs, and Florida's newer condo laws added requirements for many older buildings. We find lenders that will finance your specific building.
Nearby areas we serve
Also serving Broward County, Hollywood, Pompano Beach, Coral Springs, Pembroke Pines, Plantation, and every other Florida county.
Let 200+ lenders compete for your loan.
Two minutes. No pressure. A local Florida loan officer explains every option in plain English.