Florida Mortgage Rates by City

Ocala, FL

Marion County

Horse country, growing neighborhoods, and buyers who want a local loan officer close to home.

The Villages, FL

Sumter County

Retirees, second home buyers, and downsizers who want clear options and no surprises at closing.

Gainesville, FL

Alachua County

First time buyers, medical professionals, and investors near the university.

Jacksonville, FL

Duval County

Military families and first time buyers in Florida's largest city by area.

Tallahassee, FL

Leon County

State employees, students' parents, and first time buyers in the capital.

Pensacola, FL

Escambia County

VA loans near Naval Air Station Pensacola and coastal homes in the panhandle.

Orlando, FL

Orange County

A fast market where getting pre-approved with the right lender can win the offer.

Lakeland, FL

Polk County

Affordable homes between Tampa and Orlando, with USDA eligible areas nearby.

Daytona Beach, FL

Volusia County

Beach homes, investors, and DSCR loans for rental properties.

Tampa, FL

Hillsborough County

Bay area buyers and refinancers comparing conventional, FHA, VA, and jumbo options.

St. Petersburg, FL

Pinellas County

Coastal condos and single family homes, including condo friendly lenders.

Sarasota, FL

Sarasota County

Second homes, retirees, and move up buyers on the Gulf Coast.

Fort Myers, FL

Lee County

New construction, second homes, and refinance options in Southwest Florida.

Naples, FL

Collier County

High balance and jumbo loans, second homes, and condos on the Paradise Coast.

Port St. Lucie, FL

St. Lucie County

Newer single family neighborhoods for first time and move up buyers on the Treasure Coast.

Miami, FL

Miami-Dade County

High balance and jumbo loans, self employed borrowers, and investors.

Fort Lauderdale, FL

Broward County

Condo, investment, and bank statement loans for South Florida buyers.

West Palm Beach, FL

Palm Beach County

Condos, jumbo loans, and self employed borrowers in Palm Beach County.